Start now. Pay monthly.
Enter the investment amount and see the monthly payment. Approvals through Transend come back on demand, so your decision today doesn't wait on a bank.
Type any amount between $1,000 and $250,000.
Monthly payment plans
Fixed 15% rate. No prepayment penalty — pay it off early any time.
Pay-in-full windows
Prefer to clear the balance quickly? Take delivery now and pay the full amount by the date you choose — no interest inside the window.
After the window closes, the minimum due each month is 10% of the principal plus the Flex fee.
Two minutes to get approved.
Apply directly with Transend. No paperwork, no waiting on a bank, and a decision comes back on demand.
- 1Open the application and enter your personal and business details.
- 2Get your decision on demand — approvals typically return in minutes.
- 3Choose your plan and we'll get you scheduled.
Applying does not obligate you to purchase. Subject to credit approval.
About these figures. Monthly amounts are estimates based on a fixed 15% annual rate amortized over the selected term and are shown for illustration only. Pay-in-full windows are interest-free through the stated date; after that, the minimum monthly payment is 10% of the principal plus the applicable Flex fee. Final terms, rate, and approval amount are determined by Transend and disclosed in your agreement. Financing is subject to credit approval. Terri Ross Consulting is not a lender and does not provide credit, tax, or legal advice. Plan pricing per Transend Schedule A, Version 1.0, effective October 8, 2025.